Privacy Policy

Effective Date: 5/6/2025

Business Name: Wealth Journey Collective LLC

Website: https://www.officialwealthsyncai.com

Contact Email: reggie@officialwealthsyncai.com

1. Introduction

At WealthSync AI, your privacy and trust are our top priorities. This Privacy Policy outlines how we collect, use, store, and protect your information — including any financial data accessed through our integration with Plaid — as part of delivering AI-powered financial insights.

By using WealthSync AI, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect the following information from users:

Personal Information:

  • Name

  • Email address

  • Google account info (to enable Sheets integration)

  • Any details voluntarily submitted through forms

Financial Information (via Plaid):

If you choose to link a bank account, we may collect:

  • Bank account and transaction data

  • Account balances

  • Loan, credit, or debt details (if applicable)

  • Associated account metadata

Note: This data is provided via Plaid, a trusted third-party provider.

To learn more about how Plaid handles your data, visit https://plaid.com/legal

3. How We Use Your Data

We use your data solely to provide insights, summaries, and financial coaching features through our platform. Specifically, your information is used to:

  • Populate your personal WealthSync AI Dashboard

  • Generate AI-powered financial summaries and reports

  • Help you track income, expenses, and debt trends

  • Customize your user experience

We do not sell or share your personal or financial data with third parties for advertising or marketing purposes.

4. How Your Data is Stored and Protected

  • All financial data is encrypted during transmission using HTTPS

  • User dashboards are hosted securely on Google Sheets with restricted permissions

  • API keys and sensitive credentials are stored server-side and never exposed publicly

  • Access to financial data is limited to automated systems, not individual employees

  • Data is not stored longer than necessary for processing and user insight generation

5. User Consent & Plaid Integration

When you link your bank account, you are granting permission for WealthSync AI to access your financial data via Plaid. This connection is secured through Plaid Link, and you can revoke access at any time by disconnecting your account or emailing support.

You may also contact us at any time to request:

  • A copy of your data

  • That your account be deleted

  • That your Plaid integration be revoked

6. Data Retention

We retain data only for as long as needed to fulfill our service. You may request deletion of your account and associated data at any time by contacting us.

7. Third-Party Services

WealthSync AI relies on secure, trusted third-party services including:

  • Plaid (for bank integrations)

  • OpenAI (for AI summary generation)

  • Google Sheets / Google Forms (for data handling)

Each provider follows its own data practices and security protocols. Links to their privacy policies are provided below:

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect improvements or legal updates. When we do, we’ll update the “Effective Date” above. Continued use of the service implies acceptance of the updated policy.

9. Contact Us

Questions? Concerns? Reach out at:

Email: reggie@officialwealthsyncai.com